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About Efinancial

One of our Life Insurance Specialists will contact you by phone or email to verify the information you provided. Then, the completed application and any additional forms that may need to be filled out and signed will be sent to you. A medical exam may be required. If so, we will contact you to set up a time. The exam is paid for by the insurance company, and will be completed at your home/office during a time that is convenient for you.

Efinancial.com is a quick and convenient way to shop for and purchase life insurance 24-hours a day from the comfort of a home or office. We have built a searching technology designed specifically to find you some of the best prices on life insurance. You complete the questions on our quote form and in a few seconds our search technology will search through all the top life insurance companies. Every search is accurate and unbiased, and delivers you an easy to understand comparison of up to 12 of the most competitively priced policies available to you. You receive easy to understand facts about each specific policy, and about the insurance company offering that policy.

We monitor over 100 life insurance companies and allow only the most competitive insurers onto the Efinancial network. Now you can do all your comparison shopping at one web site without wasting time with several agents or other sites that only quote a few companies. We even offer policies specially developed for our site due to strong relationships with large companies all over the US.

Efinancial also has the most advanced processing system available to help expedite your life insurance request and keep you informed as to the status of your insurance purchase. After you submit your online application request your request will be assigned to one of our Customer Service Agents, whose job is to help you complete and expedite your request. You will also receive a weekly email keeping you informed as to the status of your life insurance purchase. If you ever have any questions you will always have the direct contact information for the Agent assigned to your request. Efinancial.com employs licensed insurance agents to help you evaluate your life insurance needs.

At Efinancial you get free Instant Quotes, low prices, our quick and easy application process, and the best customer service anywhere, all in one web site.

Find out Why Efinancial has helped thousands of Americans Save Money on their Life Insurance.

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Invitations for application for life insurance on Efinancial.com are made through Efinancial, LLC or through its designated agent, Michael W. Rowell, only where licensed and appointed. License numbers are available upon request and are automatically provided where required by law. Michael Rowell is a licensed life insurance agent in all 50 states, including the District of Columbia, and his resident state of Washington. Michael W. Rowell's Washington license number is 150354; in California, 0C83033; in Louisiana, 265202; in Minnesota, 20234878; in Utah, 126919; in Massachusetts, 1757436; and in Texas, 1001041. Efinancial, LLC's California license number (d/b/a Efinancial Term Insurance Services) is 0F37537; in Louisiana, 323680 and in Utah, 104501.

American General Life and Accident Insurance Company, Nashville, TN; Banner Life Insurance Company, Urbana, MD, and William Penn Life Insurance Company, Garden City, NY, both Legal & General America companies; Fidelity Life Association, A Legal Reserve Life Insurance Company, Oak Brook, IL; Genworth Life and Annuity Insurance Company, Lynchburg, VA and Genworth Life Insurance Company of New York, New York, NY, member companies of Genworth Financial, Inc.; First MetLife Investors Insurance Company, New York, NY, MetLife Investors USA Insurance Company, Irvine, CA and Metropolitan Life Insurance Company, New York, NY, all three members of the MetLife family; Protective Life and Annuity, Birmingham, AL; Pruco Life Insurance Company, Newark, NJ and Pruco Life Insurance Company of New Jersey, Newark, NJ, member companies of Prudential Financial, Inc., Newark, NJ; Reliastar Life Insurance Company, Minneapolis, MN, Reliastar Life Insurance Company of New York, Woodbury, NY and Security Life of Denver Insurance Company, Denver, CO, member of the ING family of companies; Transamerica Financial Life Insurance Company, Harrison, NY, and Transamerica Life Insurance Company, Cedar Rapids, IA, both AEGON companies;

Rates and time taken to purchase a policy vary by product.

CitiMortgage, Inc. and/or its corporate affiliates are not affiliated with Efinancial, LLC and are compensated for services performed with this program. The insurance program is brought to you by Citi Assurance Services, Inc., a licensed insurance agency. In California, Citi Assurance Services, Inc. does business as Citi Select Insurance Services, license number 0010173. In New York, Citi Assurance Services, Inc. does business as Citi Assurance Agency. Citi Assurance Services, Inc. is paid commission and may receive other performance based compensation from the insurance company for the services it provides on behalf of the insurance company. Insurance products are provided and underwritten by non-affiliated participating insurance companies, which assume all responsibility and liability for the insurance benefits.

CitiMortgage, Inc. does business as Citicorp Mortgage in NM. CitiMortgage, Inc. is an equal housing lender. Citi, Arc Design, and Citi and Arc Design are registered service marks of Citigroup, Inc. All rights reserved.


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